Newsletter Popup Form

    photo
    Journal Popup Form
    Khrista Jarvis Team

    We are grateful that in 2021, we were able to help more clients with their home buying and selling needs than ever before, resulting in a record-breaking year with approximately $600 million in total sales volume, the highest ever recorded in Contra Costa County.

    As this new year begins, we are thrilled to announce that we have made an exciting move, opening our very own luxury office in partnership with Coldwell Banker, the iconic real estate company that was founded in San Francisco! As part of this partnership, we are honored to have been chosen as the first-ever Coldwell Banker Global Luxury® Lifestyle Ambassadors. Click here to review a press release about our new affiliation.

    What the last couple of years have taught us is that we must be ever changing and constantly adapting to better serve the needs of our clients. Having exclusive access to a global luxury network has never been more important than it is now and is paramount to the success of our clients.

    Cheers to a new year of beginnings!

    645 San Ramon Valley Blvd, Danville, CA 94526

    Journal
    Receive our Publication

      Main Content

      Financing Options

      Start A Green File

      A Green File should contain all of your important financial documents. Regardless of the loan type, lenders will need information about you. Make copies of financial statements; bank accounts, investments, credit cards, auto loans, recent pay stubs and two years’ tax returns.

      Check Your Credit Rating

      Credit scores range between 400 and 800. 620 + is considered "good". 680 + is considered "premium" and may possibly help get you a lower interest rate.

      Below you will find the contact information for the 3 major credit reporting agencies to help you determine your credit rating. Ask your lender how to improve your credit score if you need to. Going forward, treat your credit like gold.

      Equifaxhttp://www.equifax.com 800.685.1111
      Experianhttp://www.experian.com800.392.1122
      Trans Unionhttp://www.transunion.com800.888.4213

      Savings & Debt

      If you are buying real estate, try to accumulate funds towards your down payment, closing costs (appraisal, miscellaneous fees, escrow, title insurance, etc.) and expenses such as inspections. Furthermore, try to pay down existing revolving and high interest rate debt like credit cards.

      Toe The Line

      Now is not a good time to change careers, move your money around, or buy big ticket items. Lenders like stability. So if you are considering any major changes, it pays to meet with a lender and ask them how to proceed before you make any changes! If you are tempted to buy a big ticket item, consider the following:

      A $500 a month debt payment (like a credit card or auto loan) could lower the amount of home you can afford by about $83,000! *

      * Based on a 30 year mortgage at 6% interest.

      HP Get In Touch + Details Area

      khrista jarvis-diebner
      Office

      925.856.0782  |  645 San Ramon Valley Blvd, Danville, CA 94526

      Contact Us

        Register
        or
        Login